Secured Loans - Bad Credit History?
We Specialise in Adverse Credit Mortgages, Remortgages & Secured Loans
• Bad Credit Rating?
• Mortgage Arrears?
• CCJs?
• IVAs?
• Bankruptcy?
• Facing Repossession?
• All Circumstances Considered
About Secured Loans
Secured loans are loans secured on property, in much the same way as a mortgage. Secured loans require no upfront survey, legal or other fees. Loans are available for any purpose: debt consolidation, the purchase of a new car, home improvement, holidays, or anything you choose. Any amount can be borrowed from £3,000 to £150,000.
A secured loan allows you to take advantage of preferential interest rates that would not be available for an un-secured personal loan. You are also much more likely to be approved for a secured loan. To qualify for a secured loan you must be over 18, resident in the UK and a homeowner.
Do you have a bad credit history?
Many people these days have a bad credit rating, often due to circumstances beyond their own control. You may have been declared bankrupt in the past or have fallen into arrears on a mortgage. You may simply have a CCJ (County Court Judgment) against your name, due to non-payment of a utility bill, for example. Or a simple oversight such as missing a credit card payment may have left a blot on your credit record. If you have a bad credit rating, you might find that your loan application is rejected by a mainstream lender. Happily, today that is nothing to worry about.
See how easy it is to obtain a secured loan by getting a quote right now
Call 0845 6430 121
mobile 07852 825 200
or complete our quick enquiry form and we will contact you as soon as possible.
Mortgage Trolley - Finance Without Fuss
All loans and mortgages are secured on property. Your home may be repossessed if you do not keep up repayments on your mortgage.